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国家和地方政府不断出台整改网贷行业的相关政策
来源: 未知 2016-05-05 唐山视野
(首库金融办公地址:广州体育西路中石化大厦)
据了解,首库金融于1月与广东华兴银行共同签署了资金存管战略合作协议,4月初完成了技术对接,并于5月4日正式上线。从签约到完成技术对接,只历时数月,相比其他平台,首库金融的进度可谓迅速,也体现出其对资金安全管理的重视程度和对用户负责任的态度。邓强表示,首库金融与华兴银行采用的是银行直连的合作模式,当借款人和投资人在首库金融平台注册账户后,按照流程步骤,只需在华兴银行系统中注册一个E账户,两个账户就可以做到一一对应。用户的投资和还款操作,银行都会及时将信息反馈给用户进行确认,并按照用户的操作指令进行资金划转,真正实现平台资金与用户资金分账管理,使用户资金永远存管于银行中,平台无法接触资金。他还强调,“资金存管是网贷行业的发展必经之路,是一把检验平台是否合规,是否受到法律监管的标尺,也是一家良心企业的重要表现。
另外值得一提的是,为了提高用户的投资信心,让投资人了解自己投资资金的流向,未来首库金融会把标的以视频介绍的形式呈现给投资人,包括借款人的基本信息、抵押质押物、还款来源等相关重要信息,充分展现标的项目的真实性、透明性,避免了有发布虚假标的嫌疑。据首库金融首席风控官周展介绍,这是一种新颖的风险展现形式,因为视频介绍能够多方面展现融资人的详细信息,进一步扩大了发布标的的透明度,而且在业内也是首次出现,也是我们坚定只为用户提供信息服务的决心表现。
首库金融银行资金存管系统上线,除了有助于平台自身规范发展,为投资人增加资金安全保障外,更是增强了业内对P2P行业未来发展的信心,以及助力P2P行业净化和健康发展,推动国家普惠金融计划实施。
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国家及地方政府接连出台互联网金融的监管政策细则,显然地,“规范”“安全”是2016年网贷行业发展的主基调。首库金融若能坚持履行互联网金融监管要求,凭借着多媒体创新展现的发展方式,及秉承诚信、务实、敬业、创新的经营理念,相信在未来的发展路上,定能打造出全新的P2P理财平台,以达“自由理财,众成首富”的企业使命。
据了解,首库金融于1月与广东华兴银行共同签署了资金存管战略合作协议,4月初完成了技术对接,并于5月4日正式上线。从签约到完成技术对接,只历时数月,相比其他平台,首库金融的进度可谓迅速,也体现出其对资金安全管理的重视程度和对用户负责任的态度。邓强表示,首库金融与华兴银行采用的是银行直连的合作模式,当借款人和投资人在首库金融平台注册账户后,按照流程步骤,只需在华兴银行系统中注册一个E账户,两个账户就可以做到一一对应。用户的投资和还款操作,银行都会及时将信息反馈给用户进行确认,并按照用户的操作指令进行资金划转,真正实现平台资金与用户资金分账管理,使用户资金永远存管于银行中,平台无法接触资金。他还强调,“资金存管是网贷行业的发展必经之路,是一把检验平台是否合规,是否受到法律监管的标尺,也是一家良心企业的重要表现。
另外值得一提的是,为了提高用户的投资信心,让投资人了解自己投资资金的流向,未来首库金融会把标的以视频介绍的形式呈现给投资人,包括借款人的基本信息、抵押质押物、还款来源等相关重要信息,充分展现标的项目的真实性、透明性,避免了有发布虚假标的嫌疑。据首库金融首席风控官周展介绍,这是一种新颖的风险展现形式,因为视频介绍能够多方面展现融资人的详细信息,进一步扩大了发布标的的透明度,而且在业内也是首次出现,也是我们坚定只为用户提供信息服务的决心表现。
首库金融银行资金存管系统上线,除了有助于平台自身规范发展,为投资人增加资金安全保障外,更是增强了业内对P2P行业未来发展的信心,以及助力P2P行业净化和健康发展,推动国家普惠金融计划实施。
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国家及地方政府接连出台互联网金融的监管政策细则,显然地,“规范”“安全”是2016年网贷行业发展的主基调。首库金融若能坚持履行互联网金融监管要求,凭借着多媒体创新展现的发展方式,及秉承诚信、务实、敬业、创新的经营理念,相信在未来的发展路上,定能打造出全新的P2P理财平台,以达“自由理财,众成首富”的企业使命。
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